Needs Analysis

Contributions Calculator

Benefit Guides

About you and your family

Cover for hospitalisation

What is your in-hospital scheme benefit (hospitalisation) requirement for the upcoming year?

Procedural co-payments may apply, refer to the brochures

Cover for chronic conditions

Do you require cover for more than the Prescribed Minimum Benefit Chronic Disease List conditions including HIV/AIDS?

Please see below for a full list of chronic conditions that fall within the standard PMBs and those covered by the Chronic Disease List.

Out-of-hospital or day-to-day benefits

Below please indicate which statement best describes your annual spend on all day-to-day benefits including professional services (eg specialists, GPs and psychologists), medicines (eg over-the-counter and prescribed), optical, dentistry, scopes and screening benefits for the upcoming year?

*PSA is your Personal Savings Account, where applicable

Needs Analysis

Most Appropriate Plan Option*

The plan option that best meets your requirements: Plan option name

Show your contributions

Summary of requirements

  • IH cover
  • Chronic cover
  • OOH cover

Important Notes

  • The Wellness Benefit covers certain screening tests and preventative care paid from insured benefits
  • Where applicable, unused funds in your Personal Savings Account will carry forward to the following benefit year.


Monthly Annual
Risk R R
Savings R R
Total* R R
*Subject to underwriting and confirmation after a completed application is received by Medshield.